Service Expertise

With over 80 years of service in our community, there is virtually no kind of loan, or line of credit you will encounter for your business that can’t be obtained at Farm Credit Services of Colusa-Glenn, ACA at a competitive rate and with flexible terms that will work for your particular needs. Whether growing crops, raising livestock, or expanding your agricultural operation, Farm Credit Services of Colusa-Glenn is ready to help. With our wide range of financial services and knowledge of local agriculture, we can both grow together

Real Estate Financing
Whether you are buying a farm, refinancing, expanding your operation or making long-term improvements, we have a wide range of products and we offer competitive rates on long-term, fixed and variable rate financing. Our lending staff will help you determine which financing option(s) best fit your individual situation. You have a choice of variable, adjustable or fixed interest rates. Your choices and benefits with a Farm Credit real estate loan include:

  • Loan Term: 5 to 30 years.
  • Payment Plans: Monthly, quarterly, semiannual, or annual payments.
  • Prepayment: Most loans may be repaid at any time without penalty (depending on Rate Program Chosen).

Lines of Credit
Whatever type of farming you do, an operating loan from Farm Credit can provide the capital you need to make the most of your operation. We offer several different types of lines of credit depending on your specific operating needs. Our experienced staff can help you decide what works best for you and your operation. From Operating Lines of Credit–a revolving line of credit, for agricultural purposes, is a loan with a continuing pre-approved commitment amount for up to four years; to Budget specific operating loans that cover your short-term financing for expenses incurred during a crop or livestock operating cycle. Contact our office to learn more about your short-term financing options.

Equipment Financing
We know that every situation is different and we want to be there to help you decide what options are right for you. For that reason, we offer financing for a wide array of virtually all equipment and machinery used in agriculture. With an intermediate-term loan, you can borrow funds for new or used tractors and equipment, grain bins, buildings, farm improvements, farm trucks and vehicles, and breeding livestock.

Young and Beginning Producer Financing
Are you a new farmer or farm cooperative that is confident that you’ll be successful, but have a minimal track record and limited financial resources? Can you demonstrate responsibility, good work ethics and follow-through? We have special programs to help young, beginning, and small farmers – Whether it means arranging a joint loan with the Farm Service Agency or meeting with you around your off-farm work schedule, we are here to help you make your farming dream a reality. Who qualifies as a Young, Beginning or Small Farmer? :

  • A Young Farmer or Rancher is one who is 35 years of age or younger
  • A Beginning Farmer or Rancher – A farmer, rancher, or producer or harvester of aquatic products who had 10 years or less of experience at farming, ranching, or producing or harvesting aquatic products as of the date the loan was originally made.
  • A Small Farmer or Rancher – A farmer, rancher or producer or harvester of aquatic products who normally generated less than $250,000 in annual gross sales of agricultural or aquatic products at the date of the loan was originally made.

Youth Lending (4H & FFA)
Our Association is dedicated to the youth members of our community and their involvement in programs like 4H & FFA, as they are the future of Agriculture. We have partnered with 4-H and FFA programs in our territory for many years providing funds to youth members for their projects. We offer 0% interest loans to assist youth members in the purchase of market animals and expenses associated with such projects. Our youth program gives applicants experience in the Ag lending process and helps prepare them for future endeavors. Please contact our office to learn more about how we can help today’s youth with these special kinds of financing opportunities.

Credit Life Insurance
One of the most important assets of your business is You. Most people insure the tangible assets of their business such as cars, trucks and buildings. You can protect your loan obligations with competitively priced credit life insurance with plans developed specifically for Farm Credit customers. Credit Life insurance ensures that the farm loan you need to obtain will not become a burden to your family in case of tragedy.