Young, Beginning, and Small (YBS) Farmers Program
Are you a young or beginning farmer or rancher looking to get started in the agriculture industry? At Colusa-Glenn Farm Credit, we have a special program to help young, beginning and small farmers who can demonstrate responsibility, good work ethic and follow through. Whether it be arranging a joint loan with the Farm Service Agency or meeting with you around your off-farm work schedule, we are here to help you make your farming dream a reality.
Who qualifies as a Young, Beginning or Small Farmer?
- A Young Farmer or Rancher
One who is 35 years of age or younger as of the date the loan was originally made.
- A Beginning Farmer or Rancher
A farmer, rancher, or producer or harvester of aquatic products who had 10 years or less of experience at farming, ranching, or producing or harvesting aquatic products as of the date the loan was originally made.
- A Small Farmer or Rancher
A farmer, rancher or producer or harvester of aquatic products who normally generated less than $250,000 in annual gross sales of agricultural or aquatic products at the date of the loan was originally made.
Appropriate loan types/purposes for YBS customers include the following:
- Real estate purchase
- Farm improvements
- Operating lines of credit
- Equipment/livestock loans
- Farm Credit leasing