Whatever your long-term financing needs are, Colusa-Glenn Farm Credit has you covered. We offer financing for farmland purchases, debt refinancing, orchard development, long-term property improvements and more. With a wide range of products, we can work with you to fit your needs.
Some of our flexible options include:
- Fixed, variable or a combination of interest rate options.
- Interest rate types may be changed during the life of the loan by conversion, rather than a refinance.
- Monthly, quarterly, semi-annual or annual payments are available to match your cash flow.
- Terms typically range from five to 30 years.
- Loans are typically fully amortized to avoid balloon payments at the end of the term.
- Loans are secured by an insurable first lien on real estate.
- Excess funds can be deposited into an interest-bearing account to cover future payments and for other authorized purposes.